Money Laundering Reporting Officer (MLRO)

Bleap is a regulated fintech operating at the intersection of traditional finance and digital assets. We hold a MiCA licence and are subject to supervision by Latvijas Banka (Bank of Latvia). As we scale, we are increasing our 2LoD capacity and are hiring an MLRO to own the operational part of our compliance programme. 

Bleap offers the position full or part time - we care about finding the right person not filling a position. 

Bleap's customers are EEA-based private persons who are crypto natives, active virtual asset investors or fintech-first users. 

The role

You will be the Company's designated MLRO reporting directly to the AML Board Member and you will be responsible for operational ownership of our AML/CFT controls across both fiat and crypto-asset activity.

This role not only includes tasks related to FIU reporting but also portfolio assessment, system calibration, training material preparation and operational management.

What you will own

• BWRA & Policy - Together with AML Board Member develop, maintain and update the Business-Wide Risk Assessment while keeping AML/CFT policies current with regulatory developments.
• Escalation Management - Serve as the internal escalation point for complex cases flagged by the first line.
• Transaction monitoring - Assess, calibrate and backtest automated monitoring and screening rulesets across fiat and crypto-asset flows and own the review process.
• Regulatory reporting - Act as the primary contact with the Financial Intelligence Unit (FID); draft and submit Suspicious Transaction Reports (STRs) via goAML.
• 1st LoD oversight - Together with AML Board Member take up a Subject Matter Expert role which includes supervision of KYC, TM, and CDD specialists, overseeing Enhanced Due Diligence process and case management for high-risk customers.
• Training - Together with AML Board design and deliver the AML/CFT training programme for all relevant staff.

What we are looking for

• 3 - 5 years of dedicated AML/CFT compliance experience, ideally as an MLRO, Deputy MLRO or Compliance Officer, AML Expert in banking, crypto or fintech.
• Solid working knowledge of the Latvian AML Law, MiCA, TFR and international sanctions frameworks.
• Knowledge or experience with goAML and SAR submissions to the Latvian FIU.
• Technical fluency with transaction monitoring systems - you can read a ruleset, spot calibration issues and drive improvements.
• A relevant degree (Law, Finance, Risk Management, or similar) or certificate as ACAMS, ICA or CFE is a strong plus.
• Excellent written and verbal communication skills in English and Latvian.

Why Bleap

• MiCA licensed CASP with a unique self hosted wallet product which offers compliance professionals to develop a scalable crypto asset compliance program.
• Direct line to board-level leadership with support and clear escalation paths.
• A focused team where your work has a visible impact on the business and on our regulatory standing.
• Competitive salary starting from €3500 gross/month reflecting the seniority and accountability of the role.
• Riga-based in Verde Office building (Roberta Hirša Iela 1) with flexibility - hybrid office presence and up to 2 months per year fully remote.