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AvaFin

Senior Portfolio Manager

AvaFin
Latvia · Full-time · Mid-Senior

We are looking for an experienced and analytically driven Senior Portfolio Manager to join our Risk team. In this role, you will be responsible for monitoring and analyzing loan portfolio performance, ensuring accurate impairment and provisioning calculations. If this sounds like the right fit for you, we’d love to hear from you.


What will you need?

  • Bachelor's or higher degree in Statistics, Mathematics, Finance, or related field
  • At least 2 years experience in a similar position
  • Knowledge of SQL, R/Python will be considered as an advantage
  • Fluency in English, both written and spoken
  • Strong analytical and problem-solving skills, with the ability to interpret complex data sets
  • Proactive mindset with a willingness to learn and adapt in a dynamic environment
  • Excellent communication skills, with the ability to present insights clearly to different audiences
  • Open-mindedness and curiosity to explore new approaches and solutions


What will you do?

  • Prepare monthly impairment and provisioning calculations in accordance with IFRS 9 and applicable accounting standards
  • Maintain and develop provisioning methodologies in collaboration with the Finance Department
  • Analyze loan portfolio performance, including roll rates, cost of risk, LGD, and revenue across products and countries
  • Prepare and deliver regular risk reports focusing on portfolio quality and key impairment drivers
  • Partner with Credit Risk and Debt Collection teams to identify process gaps and drive process improvement initiatives
  • Support budgeting and planning activities, including the forecasting of -provisions for future periods
  • Assist in loan portfolio sale and write-off processes, ensuring proper recordings in information systems


What do we offer?

  • Salary EUR 3000-4500
  • Modern office & paid parking
  • Hybrid working & flexible hours
  • Health insurance
  • Conferences & training
  • Work-life balance International exposure
  • Occasional gifts
  • Additional days off program
  • Snacks & drinks
  • Meaningful projects
  • Fun events & team building
  • Encouraging environment
  • Supportive & friendly team


We will accept applications until May 10th, 2026.

Please note that only selected candidates will be contacted.

Key Skills

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sql
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Posted
Apr 16, 2026
Type
Full-time
Level
Mid-Senior
Location
Riga
Company
AvaFin

Industries

Financial Services

Categories

Finance Sales

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