Head of Investment Products & Wealth Solutions (Europe)

Titel: Head of Investment Products & Wealth Solutions (Europe)

Location: Preferred in Luxembourg; open to other major European financial hubs

Reporting to: Global Head of Wealth / European CEO

Industry: Digital Banking, Fintech

Client: A publicly traded, high-growth fintech company expanding aggressively in the European digital banking sector.

About the Company

Our client is a publicly listed global fintech company specializing in digital banking and next-generation wealth management solutions. As part of its accelerated expansion in Europe, the company is building a world-class investment and wealth product platform to serve mass affluent and high-income customers across the region.

This is a unique opportunity to join at an early stage and design the entire investment product suite from scratch.

Role Overview

The Head of Investment Products & Wealth Solutions will lead the strategy, design, selection, and lifecycle management of all investment and wealth products for the company’s European digital bank.

This is a front-office, business-driven role responsible for shaping the product architecture, building relationships with global asset managers, and ensuring offerings align with regulatory requirements and customer needs.

You will play a pivotal part in building a competitive digital wealth ecosystem within a fast-growing fintech.

Key Responsibilities

Product Strategy & Design

• Develop the full investment and wealth product roadmap for European markets.
• Design a suite of products tailored to affluent/HNW customers, including:
• Fixed income instruments
• Cash & liquidity products
• Mutual funds & ETFs
• Structured products
• Alternative investments (where legally permitted)
• Other asset-based solutions (e.g., ABS)
• Identify product gaps and propose innovative digital solutions.

Market & Regulatory Expertise

• Maintain a deep understanding of European wealth markets, customer demand, and competitor offerings.
• Ensure all products comply with MiFID II, UCITS, AIFMD, and local regulations.
• Assess product suitability and capital implications for a digital bank’s balance sheet.

Partnerships & Fund Sourcing

• Build and manage relationships with global and European:
• Asset management companies
• Fund houses (including hedge funds)
• Structured product issuers
• Liquidity providers
• Negotiate product access, fees, distribution rights, and quotas.

Cross-Functional Collaboration

• Work closely with:
• Digital product & engineering teams
• Compliance & risk
• Operations
• Marketing & distribution
• Guide digital feature development for investment journeys, product displays, and customer analytics.

Execution & Growth

• Launch new products end-to-end, from selection to digital integration.
• Monitor product performance, customer adoption, and market trends.
• Optimize product economics and pricing strategies.

Key Requirements

Experience & Background

• 8–15+ years of experience in wealth management, private banking, or investment product roles.
• Prior background in product management, investment solutions, or fund selection.
• Strong understanding of European investment products (fixed income, cash, funds, ETFs, alternatives, structured products, ABS, etc.).
• Existing network/relationships with European and US asset management firms is a strong advantage.
• Experience working in a digital bank, neobank, fintech, private bank, or asset manager preferred.

Skills & Expertise

• Strong commercial mindset with the ability to design profitable product portfolios.
• Deep knowledge of European regulatory frameworks and product suitability rules.
• Ability to operate in a fast-moving, entrepreneurial environment.
• Excellent communication and partnership-building skills.
• Strategic thinker who can operate hands-on and independently.

Education

• Bachelor’s degree required; Master’s degree or CFA is a plus.

Why Join

• Build a full investment product ecosystem from zero within a fast-scaling fintech.
• High visibility and impact on company strategy in Europe.
• Opportunity to work with an international, innovative leadership team.
• Competitive compensation package with equity upside.