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Monee

Credit Risk Data Scientist - Monee (2026 Graduate)

Monee
Singapore · Full-time · Entry

Job Description

  • Develop credit risk models to accurately assess user credit worthiness, supporting the expansion of Retail Finance and SME Finance businesses.
  • Identify fraudulent behaviors from large-scale user data and build models to detect anomalies and mitigate fraud risks.
  • Develop and maintain a feature pool consisting of both Shopee ecosystem data and third-party data, extracting valuable insights from massive datasets. Utilize statistical methods and machine learning techniques to transform raw data into a structured format that enhances model performance.
  • Explore and apply deep learning and Generative AI in credit assessment to improve risk detection, enhance underwriting efficiency, and optimize risk management processes.
  • Build and maintain graph databases, and explore the applications of graph-based models in risk management.
  • Conduct continuous data mining to generate actionable insights, supporting business decision-making and problem-solving.

Requirements

  • Open to fresh graduates who are expected to graduate by July 2026
  • Bachelor’s degree in Data Science, Artificial Intelligence, Machine Learning, Business Analytics, Information Technology, Finance, Economics, Statistics, Mathematics, or other related fields.
  • Strong understanding and hands-on experience with Machine Learning Models (Logistic Regression, Random Forest, Gradient Boosting Models - XGBoost / LightGBM etc.) and feature engineering techniques.
  • Solid statistical knowledge and strong data analysis abilities, with the capability to identify problems from data and develop data-driven solutions.
  • Proficiency in SQL and Python is mandatory, with experience in PySpark as a plus.
  • Strong passion and curiosity for credit business, risk management, and data analytics.
  • Experience in network analysis, search and recommendation systems, or other machine learning fields is a plus.

Key Skills

Ranked by relevance

machine learning artificial intelligence deep learning data analysis data mining python sql ai
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Posted
Dec 26, 2025
Type
Full-time
Level
Entry
Location
Singapore
Company
Monee

Industries

Financial Services

Categories

Engineering Information Technology

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