Product Manager (Leasing & Factoring)

Join our team as a Product Manager!

Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally.

Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion.

Product Manager is a critical role for Luminor’s success to drive product development agenda and achieve a competitive offering in the market. This role holds full end to end responsibility (incl. P/L) for an assigned product domain also drives implementation of the best practices for product development in the company.

What You Will Do:

• Product related support for front and back office
• Product and/or system related trainings (need based one-time trainings, not regular)
• Complaint handling according to the respective procedure
• Implementation of improvements and changes driven, required by the business need or regulators
• Closing audit, compliance gaps
• Delivery of unified, simplified Baltic product procedures and templates
• Chosen State guarantee management – implementing State guarantees or subsidies and support running the schemes
• Consistent product processes efficiency monitoring and improvement – identify and/or implement identified efficiency gain projects
• Act as First Among Equal coordinating respective area projects, initiatives across Baltics
• Run leasing area overall non- IT projects, initiatives
  
  

What We Expect:

• Understanding of Leasing area, processes, IT systems and Baltic market
• Financial analysis and assessment of credit risks for corporates and household customers
• Good negotiation and presentation skills. Ability to coordinate and run cross-country/function projects, involving many stakeholders
• Analytical thinking and ability to make decisions quickly
• Thoroughness, accuracy and accountability with Customer focus
• Initiative to learn quickly new tasks and innovation mindset in general
• Higher education in Economics, Banking, Legal or similar field
• Basic understanding of Jira and Confluence tools would be considered as an advantage
• Fluent English and Estonian are required in spoken and written communication due to working on the Pan-Baltic level
  
  

What We Offer:

• Flexibility. Flexible working hours, Hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year)
• International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun
• More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more
• Volunteer time off. We care about giving back to society, therefore, you will get additional days off for volunteering purposes
• Paid leave. We are proud of our employees who are participating in military training. Therefore, Luminor offers 30 fully paid calendar days for military training every year
• Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed
• Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life
• Professional growth. Internal and external training programs, workshops, conferences, online training, etc.
• Special Offer for Luminor products & services. Enjoy special offers & pricing for products and services provided by Luminor
• Gross salary. 2,470 - 3,090 EUR/month, which is to be determined depending on your level of experience and competencies
  
  

The application deadline is the 29th of September. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!