Credit Risk Analyst

Finora Bank is a specialized bank dedicated to accelerating growth for micro, small, and medium-sized enterprises, and entrepreneurs. Licensed by the European Central Bank (ECB), Finora Bank offers innovative financial solutions, including loans, leasing, factoring, and guarantees, to help businesses achieve their full potential.

Based in Vilnius and Estonia, Finora Bank has a team of 50+ professionals with extensive international experience in banking.

Join the journey of building a fast-growing bank!

CREDIT RISK ANALYST

What will you be doing?

• Conduct in-depth credit analyses of loans and collaborate with business units to prepare comprehensive materials for decision-makers.
• Evaluate and recommend optimal financing solutions from a risk perspective, ensuring sound loan issuance practices.
• Provide consultation to business units on risk management, offering insights and strategies to mitigate credit risks in the lending process.
• Perform periodic reviews of customers' creditworthiness to ensure continuous and accurate risk assessment.
• Collaborate with other teams to prepare reports, reviews, and documentation essential for credit assessments and decision-making.
• Contribute to projects aimed at enhancing risk assessment methodologies and improving decision-making processes.

What will help you succeed?

• A degree in finance or economics.
• Proven experience in loan analysis (minimum of 3 years).
• Strong expertise in evaluating and/or managing loan credit risk.
• Experience working in a credit institution with in-depth knowledge of credit risk management frameworks.
• Proficiency in English, both written and verbal.
• Advanced computer skills, particularly with MS Excel.

What do we offer?

• Join an Experienced, Professional Team: Be part of a dynamic team building a brand-new bank from the ground up.
• Opportunity to Make an Impact: Contribute to the growth of a rapidly expanding company and see the direct impact of your work.
• Competitive Salary: Earn a salary that reflects your level of experience and competencies - from 3550 to 5000 euros gross.
• Health Benefits: Access additional health insurance.
• Work-Life Balance: Enjoy flexible working hours and hybrid working arrangements that suit your lifestyle.
• Pet-Friendly Office: Bring your furry friends to our pet-friendly office.
• Office Perks: Enjoy snacks in the kitchen.
• Company Events: Participate in regular company events to foster team spirit and camaraderie.
• Branded Gifts: Receive branded gifts as a token of our appreciation for your hard work.
• Referral Bonuses: Earn attractive referral bonuses for recommending top talent to join our team.

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